Emergency Fund Calculator

Calculate your real emergency fund needs based on your expenses, job security, family size, and insurance gaps. Get a personalized action plan to build your financial safety net.

Your Financial Details

Monthly Expenses

₹
Include rent, utilities, groceries, EMIs, insurance premiums, transportation. Don't include entertainment or discretionary spending.

Risk Profile

How secure is your primary income source?
Number of people financially dependent on you

Current Emergency Savings

₹
Money set aside specifically for emergencies (liquid funds, savings account)
₹
How much can you save each month toward your emergency fund?

Debt Situation

₹
Credit cards, personal loans, etc. (exclude home loan)
₹
Credit card debt, high-interest personal loans

Your Emergency Fund Report

Recommended Fund

₹0

0 months coverage

Current Savings

₹0

0 months coverage

Gap to Cover

₹0

You're on track!

Progress to Goal

0%

Your Emergency Fund Status

Your Personalized Action Plan