SIP Calculator

Calculate your mutual fund SIP returns and see how much wealth you can build with systematic investing. Includes step-up SIP, inflation adjustment, and goal planning.

Calculate Your SIP Returns

Investment Details

₹500 5,000 ₹1,00,000
1 year 10 years 30 years
1% 12% 30%
Average equity mutual fund returns: 12-15%. Debt funds: 6-8%.

Your Investment Results

Total Invested
0
Your contribution
Estimated Returns
0
Wealth gained
Maturity Value
0
Total corpus

Investment Growth Over Time

Investment Breakdown

Component Amount Percentage
Your Investment 0 0%
Estimated Returns 0 0%
Total Value 0 100%
What This Means

Calculate SIP for Your Goal

Your Financial Goal

How much money do you need?
In how many years do you need this money?
Expected returns from your investments
Money already invested towards this goal

Your SIP Plan

Required Monthly SIP

0

To reach your goal of ₹0 in 0 years

Total Investment

0

Expected Returns

0

Pro Tip

Start your SIP on the 1st or 5th of every month for better cash flow management. Set up auto-debit to never miss an installment.

Step-Up SIP Calculator

What is Step-Up SIP?

Step-up SIP allows you to increase your investment amount every year. As your income grows, your investments grow too, accelerating wealth creation significantly.

Step-Up Investment Details

₹500 5,000 ₹50,000
0% 10% 50%
How much will you increase your SIP each year?
5 years 15 years 30 years
6% 12% 18%

Step-Up SIP Results

Regular SIP (No Step-Up)
0
Final corpus
Step-Up SIP
0
Final corpus
Additional Wealth Created
+₹0

By increasing your SIP by 10% annually

Regular SIP vs Step-Up SIP

Why Step-Up Works

When you increase your SIP by just 10% every year, you're investing more when you earn more. This creates a compounding effect on top of compounding - your wealth grows exponentially faster than regular SIP.