SIP Calculator

Calculate your mutual fund SIP returns and see how much wealth you can build with systematic investing. Includes step-up SIP, inflation adjustment, and goal planning.

Calculate Your SIP Returns

Investment Details

₹500 ₹5,000 ₹1,00,000
1 year 10 years 30 years
1% 12% 30%
Average equity mutual fund returns: 12-15%. Debt funds: 6-8%.

Your Investment Results

Total Invested
₹0
Your contribution
Estimated Returns
₹0
Wealth gained
Maturity Value
₹0
Total corpus

Investment Growth Over Time

Investment Breakdown

Component Amount Percentage
Your Investment ₹0 0%
Estimated Returns ₹0 0%
Total Value ₹0 100%
What This Means

Calculate SIP for Your Goal

Your Financial Goal

₹
How much money do you need?
In how many years do you need this money?
Expected returns from your investments
₹
Money already invested towards this goal

Your SIP Plan

Required Monthly SIP

₹0

To reach your goal of ₹0 in 0 years

Total Investment

₹0

Expected Returns

₹0

Pro Tip

Start your SIP on the 1st or 5th of every month for better cash flow management. Set up auto-debit to never miss an installment.

Step-Up SIP Calculator

What is Step-Up SIP?

Step-up SIP allows you to increase your investment amount every year. As your income grows, your investments grow too, accelerating wealth creation significantly.

Step-Up Investment Details

₹500 ₹5,000 ₹50,000
0% 10% 50%
How much will you increase your SIP each year?
5 years 15 years 30 years
6% 12% 18%

Step-Up SIP Results

Regular SIP (No Step-Up)
₹0
Final corpus
Step-Up SIP
₹0
Final corpus
Additional Wealth Created
+₹0

By increasing your SIP by 10% annually

Regular SIP vs Step-Up SIP

Why Step-Up Works

When you increase your SIP by just 10% every year, you're investing more when you earn more. This creates a compounding effect on top of compounding - your wealth grows exponentially faster than regular SIP.